Insights — Quartz Capital | Business funding tips & guides

Featured · Funding 101

7 questions to ask before you take business funding

The right capital can accelerate growth; the wrong terms can quietly drain it. Before you sign anything, run every offer through these seven questions to understand the true cost and fit.

May 28, 2026 8 min read

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Funding 101

Cash Flow

How to forecast cash flow for a seasonal business

A simple, repeatable method to map the peaks and valleys so a slow month never catches you off guard.

May 21, 20266 min read

Loans

Factor rate vs. APR: what you're really paying

Factor rates look small but can mean a high effective APR. Here's how to convert and compare offers apples-to-apples.

May 14, 20265 min read

SBA

Is an SBA loan worth the wait for your business?

Lower rates and longer terms come with more paperwork. We break down when the trade-off pays off.

May 7, 20267 min read

Equipment

Lease or finance? Choosing how to fund equipment

Ownership, tax treatment, and flexibility all factor in. A clear framework for picking the right path.

Apr 30, 20266 min read

Credit

Building business credit from the ground up

Five concrete steps to separate personal and business credit and unlock better terms over time.

Apr 23, 20265 min read

Growth

When to use a line of credit vs. a term loan

Revolving flexibility or a lump sum? Match the tool to the job with these real-world scenarios.

Apr 16, 20266 min read

Funding know-how, crystal clear.