Industry funding

Funding for Healthcare

Insurance pays on its own slow schedule, but your practice can't wait to hire, equip, and grow. Quartz bridges the reimbursement gap.

The challenges

What makes healthcare cash flow hard

We've funded enough healthcare businesses to know exactly where the pressure points are.

Slow insurance reimbursement

Claims can take 30–120 days to pay, leaving a long gap between delivering care and collecting revenue.

Expensive equipment & build-outs

Imaging, exam rooms, and EHR systems demand large up-front investment well before they pay back.

Staffing pressure

Recruiting and retaining clinical staff takes capital you can't always pull from operating cash.

By the numbers

Healthcare at a glance

30–120 days
Reimbursement cycle
$4.5T
U.S. health spend / yr
$5M
Max funding available
“We expanded into a second suite and added two providers without touching our reserves. Quartz understood our reimbursement timing perfectly.”
Dr. Priya Nair
Managing Partner, Lumen Family Health

Do you qualify?

Practices, clinics, and provider groups that have operated 6+ months with $15,000+ in monthly revenue and a 500+ credit score are a strong fit.

Checking takes minutes and never affects your credit score.

Good to know

Frequently asked questions

It depends on the product — a merchant cash advance or invoice advance can fund the same or next business day, while larger loans are typically approved within 24–48 hours.

Our advisors match the product to your cash-flow pattern and goal. The three above are the most common fits for your industry, but you can compare every option on our services page.

A short application and three months of business bank statements. There's no hard credit check just to see your options.

Ready to fund your healthcare business?

Tell us what you need and a funding advisor will recommend the right product — at no cost and with no impact to your credit.