Slow insurance reimbursement
Claims can take 30–120 days to pay, leaving a long gap between delivering care and collecting revenue.
Insurance pays on its own slow schedule, but your practice can't wait to hire, equip, and grow. Quartz bridges the reimbursement gap.
We've funded enough healthcare businesses to know exactly where the pressure points are.
Claims can take 30–120 days to pay, leaving a long gap between delivering care and collecting revenue.
Imaging, exam rooms, and EHR systems demand large up-front investment well before they pay back.
Recruiting and retaining clinical staff takes capital you can't always pull from operating cash.
Three products our healthcare clients reach for most. Tap any one to see how it works.
Turn unpaid invoices into same-week cash, with no new debt.
Explore Invoice FactoringFund the assets you run on, with the equipment as collateral.
Explore Equipment FinancingThe lowest rates and longest terms, with a specialist on your side.
Explore SBA Loans“We expanded into a second suite and added two providers without touching our reserves. Quartz understood our reimbursement timing perfectly.”
Practices, clinics, and provider groups that have operated 6+ months with $15,000+ in monthly revenue and a 500+ credit score are a strong fit.
Checking takes minutes and never affects your credit score.
It depends on the product — a merchant cash advance or invoice advance can fund the same or next business day, while larger loans are typically approved within 24–48 hours.
Our advisors match the product to your cash-flow pattern and goal. The three above are the most common fits for your industry, but you can compare every option on our services page.
A short application and three months of business bank statements. There's no hard credit check just to see your options.
Tell us what you need and a funding advisor will recommend the right product — at no cost and with no impact to your credit.