Industry funding

Funding for Hospitality

Occupancy drives revenue and occupancy swings with the seasons. Quartz funds renovations and upgrades that lift rates and bookings.

The challenges

What makes hospitality cash flow hard

We've funded enough hospitality businesses to know exactly where the pressure points are.

Occupancy-driven revenue

Income rises and falls with bookings, while fixed costs stay constant year-round.

Seasonal swings

Off-season months still carry full staffing and maintenance, draining reserves built in peak season.

Renovation cycles

Rooms, amenities, and common areas need periodic refreshes to protect your rates and reviews.

By the numbers

Hospitality at a glance

$190B
U.S. hotel revenue / yr
Seasonal
Occupancy pattern
$1M
Long-term loan cap
“We renovated 20 rooms in the off-season on a long-term loan with low monthly payments. Our average daily rate jumped the next summer.”
Marco Reyes
GM, Harbor View Inn

Do you qualify?

Hotels, inns, and short-term-rental operators with 6+ months operating, $15,000+ monthly revenue, and a 500+ credit score qualify.

Checking takes minutes and never affects your credit score.

Good to know

Frequently asked questions

It depends on the product — a merchant cash advance or invoice advance can fund the same or next business day, while larger loans are typically approved within 24–48 hours.

Our advisors match the product to your cash-flow pattern and goal. The three above are the most common fits for your industry, but you can compare every option on our services page.

A short application and three months of business bank statements. There's no hard credit check just to see your options.

Ready to fund your hospitality business?

Tell us what you need and a funding advisor will recommend the right product — at no cost and with no impact to your credit.