Occupancy-driven revenue
Income rises and falls with bookings, while fixed costs stay constant year-round.
Occupancy drives revenue and occupancy swings with the seasons. Quartz funds renovations and upgrades that lift rates and bookings.
We've funded enough hospitality businesses to know exactly where the pressure points are.
Income rises and falls with bookings, while fixed costs stay constant year-round.
Off-season months still carry full staffing and maintenance, draining reserves built in peak season.
Rooms, amenities, and common areas need periodic refreshes to protect your rates and reviews.
Three products our hospitality clients reach for most. Tap any one to see how it works.
“We renovated 20 rooms in the off-season on a long-term loan with low monthly payments. Our average daily rate jumped the next summer.”
Hotels, inns, and short-term-rental operators with 6+ months operating, $15,000+ monthly revenue, and a 500+ credit score qualify.
Checking takes minutes and never affects your credit score.
It depends on the product — a merchant cash advance or invoice advance can fund the same or next business day, while larger loans are typically approved within 24–48 hours.
Our advisors match the product to your cash-flow pattern and goal. The three above are the most common fits for your industry, but you can compare every option on our services page.
A short application and three months of business bank statements. There's no hard credit check just to see your options.
Tell us what you need and a funding advisor will recommend the right product — at no cost and with no impact to your credit.