High equipment costs
Dental chairs, imaging, and lab gear are major purchases that define your capacity to grow.
Chairs, imaging, and build-outs are costly, and insurance pays slowly. Quartz funds the practice while you wait on reimbursement.
We've funded enough medical & dental businesses to know exactly where the pressure points are.
Dental chairs, imaging, and lab gear are major purchases that define your capacity to grow.
Insurance and patient-financing payments lag the care you deliver by weeks or months.
Opening or expanding an operatory demands capital long before the new patients arrive.
Three products our medical & dental clients reach for most. Tap any one to see how it works.
Fund the assets you run on, with the equipment as collateral.
Explore Equipment FinancingTurn unpaid invoices into same-week cash, with no new debt.
Explore Invoice FactoringThe lowest rates and longest terms, with a specialist on your side.
Explore SBA Loans“We outfitted two new operatories and bridged the insurance lag at the same time. Quartz made our expansion painless.”
Dental, optometry, and specialty medical practices open 6+ months with $15,000+ monthly revenue and a 500+ credit score are an ideal fit.
Checking takes minutes and never affects your credit score.
It depends on the product — a merchant cash advance or invoice advance can fund the same or next business day, while larger loans are typically approved within 24–48 hours.
Our advisors match the product to your cash-flow pattern and goal. The three above are the most common fits for your industry, but you can compare every option on our services page.
A short application and three months of business bank statements. There's no hard credit check just to see your options.
Tell us what you need and a funding advisor will recommend the right product — at no cost and with no impact to your credit.