Industry funding

Funding for Medical & Dental

Chairs, imaging, and build-outs are costly, and insurance pays slowly. Quartz funds the practice while you wait on reimbursement.

The challenges

What makes medical & dental cash flow hard

We've funded enough medical & dental businesses to know exactly where the pressure points are.

High equipment costs

Dental chairs, imaging, and lab gear are major purchases that define your capacity to grow.

Reimbursement gaps

Insurance and patient-financing payments lag the care you deliver by weeks or months.

Practice build-outs

Opening or expanding an operatory demands capital long before the new patients arrive.

By the numbers

Medical & Dental at a glance

$160B
U.S. dental spend / yr
$5M
SBA funding cap
48 hrs
Equipment approval
“We outfitted two new operatories and bridged the insurance lag at the same time. Quartz made our expansion painless.”
Dr. Hannah Cole
Owner, Brightleaf Dental

Do you qualify?

Dental, optometry, and specialty medical practices open 6+ months with $15,000+ monthly revenue and a 500+ credit score are an ideal fit.

Checking takes minutes and never affects your credit score.

Good to know

Frequently asked questions

It depends on the product — a merchant cash advance or invoice advance can fund the same or next business day, while larger loans are typically approved within 24–48 hours.

Our advisors match the product to your cash-flow pattern and goal. The three above are the most common fits for your industry, but you can compare every option on our services page.

A short application and three months of business bank statements. There's no hard credit check just to see your options.

Ready to fund your medical & dental business?

Tell us what you need and a funding advisor will recommend the right product — at no cost and with no impact to your credit.