Uneven project billing
Revenue lands in milestones and retainers, not a steady monthly stream.
Project billing is uneven and clients pay on their own clock. Quartz smooths the gap so you can hire, invest, and take on more work.
We've funded enough professional services businesses to know exactly where the pressure points are.
Revenue lands in milestones and retainers, not a steady monthly stream.
Net-30 to net-60 terms mean you fund the work — including payroll — before you collect.
New hires and tools must be funded ahead of the billable hours they'll generate.
Three products our professional services clients reach for most. Tap any one to see how it works.
Turn unpaid invoices into same-week cash, with no new debt.
Explore Invoice FactoringReusable capital you draw on demand and only pay for when used.
Explore Line of CreditA fast lump sum with fixed payments for a defined need.
Explore Short-Term Loans“Factoring our client invoices let us make payroll and bring on two associates without waiting 60 days to get paid. Cash flow finally felt steady.”
Agencies, consultancies, accounting and legal firms, and IT-services shops with 6+ months operating, $15,000+ monthly revenue, and a 500+ credit score qualify.
Checking takes minutes and never affects your credit score.
It depends on the product — a merchant cash advance or invoice advance can fund the same or next business day, while larger loans are typically approved within 24–48 hours.
Our advisors match the product to your cash-flow pattern and goal. The three above are the most common fits for your industry, but you can compare every option on our services page.
A short application and three months of business bank statements. There's no hard credit check just to see your options.
Tell us what you need and a funding advisor will recommend the right product — at no cost and with no impact to your credit.