Industry funding

Funding for Professional Services

Project billing is uneven and clients pay on their own clock. Quartz smooths the gap so you can hire, invest, and take on more work.

The challenges

What makes professional services cash flow hard

We've funded enough professional services businesses to know exactly where the pressure points are.

Uneven project billing

Revenue lands in milestones and retainers, not a steady monthly stream.

Client payment lag

Net-30 to net-60 terms mean you fund the work — including payroll — before you collect.

Growth investment

New hires and tools must be funded ahead of the billable hours they'll generate.

By the numbers

Professional Services at a glance

$2T
U.S. pro-services / yr
Net-30/60
Common terms
24 hrs
Factoring advance
“Factoring our client invoices let us make payroll and bring on two associates without waiting 60 days to get paid. Cash flow finally felt steady.”
Olivia Park
Partner, Meridian Consulting

Do you qualify?

Agencies, consultancies, accounting and legal firms, and IT-services shops with 6+ months operating, $15,000+ monthly revenue, and a 500+ credit score qualify.

Checking takes minutes and never affects your credit score.

Good to know

Frequently asked questions

It depends on the product — a merchant cash advance or invoice advance can fund the same or next business day, while larger loans are typically approved within 24–48 hours.

Our advisors match the product to your cash-flow pattern and goal. The three above are the most common fits for your industry, but you can compare every option on our services page.

A short application and three months of business bank statements. There's no hard credit check just to see your options.

Ready to fund your professional services business?

Tell us what you need and a funding advisor will recommend the right product — at no cost and with no impact to your credit.