Industry funding

Funding for Salons & Spas

Your revenue is appointment-based and your space is your brand. Quartz funds the stations, services, and products that grow the chair count.

The challenges

What makes salons & spas cash flow hard

We've funded enough salons & spas businesses to know exactly where the pressure points are.

Appointment-based revenue

Income depends on filled chairs and booked rooms, which makes cash flow uneven week to week.

Build-out & station costs

Adding chairs, treatment rooms, or a new location requires capital well ahead of the new bookings.

Premium product inventory

Stocking retail and professional product lines ties up cash between restocks.

By the numbers

Salons & Spas at a glance

$65B
U.S. salon & spa / yr
70%+
Service revenue share
Same day
MCA funding
“We added three stations and a dedicated color bar with flexible funding that repaid as bookings grew. Our stylist roster doubled in a year.”
Camille Foster
Owner, Halo Beauty Studio

Do you qualify?

Salons, day spas, and wellness studios operating 6+ months with $15,000+ monthly revenue and a 500+ credit score are well-suited.

Checking takes minutes and never affects your credit score.

Good to know

Frequently asked questions

It depends on the product — a merchant cash advance or invoice advance can fund the same or next business day, while larger loans are typically approved within 24–48 hours.

Our advisors match the product to your cash-flow pattern and goal. The three above are the most common fits for your industry, but you can compare every option on our services page.

A short application and three months of business bank statements. There's no hard credit check just to see your options.

Ready to fund your salons & spas business?

Tell us what you need and a funding advisor will recommend the right product — at no cost and with no impact to your credit.