Appointment-based revenue
Income depends on filled chairs and booked rooms, which makes cash flow uneven week to week.
Your revenue is appointment-based and your space is your brand. Quartz funds the stations, services, and products that grow the chair count.
We've funded enough salons & spas businesses to know exactly where the pressure points are.
Income depends on filled chairs and booked rooms, which makes cash flow uneven week to week.
Adding chairs, treatment rooms, or a new location requires capital well ahead of the new bookings.
Stocking retail and professional product lines ties up cash between restocks.
Three products our salons & spas clients reach for most. Tap any one to see how it works.
A lump sum repaid as a slice of daily card sales.
Explore Merchant Cash AdvanceReusable capital you draw on demand and only pay for when used.
Explore Line of CreditFund the assets you run on, with the equipment as collateral.
Explore Equipment Financing“We added three stations and a dedicated color bar with flexible funding that repaid as bookings grew. Our stylist roster doubled in a year.”
Salons, day spas, and wellness studios operating 6+ months with $15,000+ monthly revenue and a 500+ credit score are well-suited.
Checking takes minutes and never affects your credit score.
It depends on the product — a merchant cash advance or invoice advance can fund the same or next business day, while larger loans are typically approved within 24–48 hours.
Our advisors match the product to your cash-flow pattern and goal. The three above are the most common fits for your industry, but you can compare every option on our services page.
A short application and three months of business bank statements. There's no hard credit check just to see your options.
Tell us what you need and a funding advisor will recommend the right product — at no cost and with no impact to your credit.