Industry funding

Funding for Technology

Growth costs money before revenue catches up, and equity is expensive. Quartz funds runway and hiring without diluting your cap table.

The challenges

What makes technology cash flow hard

We've funded enough technology businesses to know exactly where the pressure points are.

Burn ahead of revenue

Engineering, cloud, and go-to-market spend run ahead of the recurring revenue that funds them.

Dilution pressure

Raising another equity round to cover working capital is the costliest way to fund predictable growth.

Lumpy enterprise deals

Annual contracts are often billed up front to you but paid over time by the customer, creating timing gaps.

By the numbers

Technology at a glance

$1.8T
U.S. tech sector / yr
0%
Equity given up
$1M
Long-term loan cap
“Quartz bridged us between funding rounds so we could hire two engineers on schedule — no down round, no dilution. Exactly the capital we needed.”
Eli Tran
CEO, Cadence Labs

Do you qualify?

SaaS, hardware, and IT-services companies with 6+ months of operating history, $15,000+ monthly revenue, and a 500+ credit score are a fit.

Checking takes minutes and never affects your credit score.

Good to know

Frequently asked questions

It depends on the product — a merchant cash advance or invoice advance can fund the same or next business day, while larger loans are typically approved within 24–48 hours.

Our advisors match the product to your cash-flow pattern and goal. The three above are the most common fits for your industry, but you can compare every option on our services page.

A short application and three months of business bank statements. There's no hard credit check just to see your options.

Ready to fund your technology business?

Tell us what you need and a funding advisor will recommend the right product — at no cost and with no impact to your credit.