Slow-paying freight bills
Brokers and shippers routinely pay on net-30 to net-60, while fuel and drivers can't wait.
Fuel and payroll are due now; brokers pay in 30 to 60 days. Quartz factors your freight bills so the fleet keeps rolling.
We've funded enough transportation & trucking businesses to know exactly where the pressure points are.
Brokers and shippers routinely pay on net-30 to net-60, while fuel and drivers can't wait.
Diesel swings hit your cash flow hard and unpredictably between settlements.
Adding or replacing a rig is a major capital decision that determines how much you can haul.
Three products our transportation & trucking clients reach for most. Tap any one to see how it works.
Turn unpaid invoices into same-week cash, with no new debt.
Explore Invoice FactoringFund the assets you run on, with the equipment as collateral.
Explore Equipment FinancingReusable capital you draw on demand and only pay for when used.
Explore Line of Credit“Same-day factoring on our load invoices means we cover fuel and driver pay without ever waiting on the broker. It changed how we run.”
Owner-operators and carriers running 6+ months with $15,000+ monthly revenue and a 500+ credit score are an ideal match.
Checking takes minutes and never affects your credit score.
It depends on the product — a merchant cash advance or invoice advance can fund the same or next business day, while larger loans are typically approved within 24–48 hours.
Our advisors match the product to your cash-flow pattern and goal. The three above are the most common fits for your industry, but you can compare every option on our services page.
A short application and three months of business bank statements. There's no hard credit check just to see your options.
Tell us what you need and a funding advisor will recommend the right product — at no cost and with no impact to your credit.